A lower Pillar 2 requirement for Aktia

Aktia Bank Plc

Stock Exchange Release

18 December 2019 at 4.45 p.m.

A lower Pillar 2 requirement for Aktia

The Finnish Financial Supervisory Authority has on 13 December 2019 imposed a discretionary additional capital requirement (Pillar 2) under chapter 11, section 6, subsection 2, paragraph 1 subparagraph a) of the Act on Credit institutions (610/2014) for Aktia Bank Plc Group. The Pillar 2 requirement amounts to 1.25% and must be fulfilled with Common Equity Tier 1 capital as defined in EU's Capital Requirements Regulation (575/2013). The requirement is valid until further notice as of 30 June 2020 but not longer than until 30 June 2023. Aktia’s current Pillar 2 requirement is 1.75%.

The Common Equity Tier 1 capital ratio (CET1) of Aktia Group was 15.6% at the end of September 2019 and the capital adequacy ratio 20.0%.

Aktia Bank Plc

Further information:

Outi Henriksson, CFO, tel. 6

Jarmo Lötjönen, Senior Risk Analyst, tel. 3

Aktia provides an extensive range of banking and asset management services as well as life insurance. Aktia provides services to its customers at branch offices, online, through mobile interfaces and telephone services. Aktia's share is listed on Nasdaq Helsinki Ltd. For more information about Aktia see