Ålandsbanken Abp publishes the prospectus approved by the Finnish Financial Supervisory Authority and submits listing application in respect of its SEK 350,000,000 Additional Tier 1 Notes

Ålandsbanken Abp

Stock Exchange Release

27 November 2025 at 13.40 EET

Ålandsbanken Abp publishes the prospectus approved by the Finnish Financial Supervisory Authority and submits listing application in respect of its SEK 350,000,000 Additional Tier 1 Notes

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, DIRECTLY OR INDIRECTLY, TO ANY PERSON LOCATED OR RESIDENT IN OR INTO AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND, SINGAPORE, SOUTH AFRICA OR THE UNITED STATES OR ANY OTHER JURISDICTION WHERE SUCH RELEASE, PUBLICATION OR DISTRIBUTION WOULD BE UNLAWFUL OR REQUIRE REGISTRATION OR ANY OTHER MEASURES. THIS NOTICE DOES NOT CONSTITUTE AN OFFER TO SELL OR BUY ANY OF THE SECURITIES DESCRIBED HEREIN.

Ålandsbanken Abp (“Ålandsbanken”) announced the issuance of Additional Tier 1 floating rate notes with an aggregate amount of SEK 350,000,000 (the “Notes”) on 20 November 2025. The Notes bear floating interest at the rate of STIBOR three (3) months plus a margin of 3.35 per cent per annum.

The Finnish Financial Supervisory Authority has today on 27 November 2025 approved the listing prospectus for the Notes. The listing prospectus is available in English on Ålandsbanken’s website at .

Ålandsbanken has today submitted an application to Nasdaq Helsinki Ltd for the admission to trading of the Notes on the official list of Nasdaq Helsinki Ltd. Subject to the approval of the application, Nasdaq Helsinki Ltd is expected to admit the Notes to public trading as of 1 December 2025.

Nordea Bank Abp acts as the lead manager for the issue of the Notes.

ÅLANDSBANKEN ABP

Ulf Bäckström

Head of Treasury

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Important Information

The information contained herein is not for release, publication or distribution, in whole or in part, directly or indirectly, in or into Australia, Canada, Hong Kong, Japan, New Zealand, Singapore, South Africa or the United States or such other countries or otherwise in such circumstances in which the release, publication or distribution would be unlawful. The information contained herein does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, the Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any such jurisdiction.

This communication does not constitute an offer of securities for sale in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the “Securities Act”) or under the applicable securities laws of any state of the United States and may not be offered, sold, pledged or otherwise transferred, directly or indirectly, within the United States or to, or for the account or benefit of, any U.S. person (as such terms are defined in Regulation S under the Securities Act) except pursuant to an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act.

This communication does not constitute an offer of Notes to the public in the United Kingdom. No prospectus has been or will be approved in the United Kingdom in respect of the Notes. Consequently, this communication is addressed to and directed only at persons in the United Kingdom in circumstances where provisions of section 21(1) of the Financial Services and Markets Act 2000 as amended, do not apply and are solely directed at persons in the United Kingdom who (a) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the “Order”) or (b) persons falling within Article 49(2)(a) to (d) of the Order, or other persons to whom they may be lawfully communicated (all such persons together being referred to as “relevant persons”). This release is directed only at relevant persons and any person who is not a relevant person must not act or rely on this release or any of its contents.