OMASP OMA SAASTOPANKKI OYJ

S&P Global Ratings affirmed Oma Savings Bank Plc's credit rating and changed outlook to negative

S&P Global Ratings affirmed Oma Savings Bank Plc's credit rating and changed outlook to negative

OMA SAVINGS BANK PLC STOCK EXCHANGE RELEASE 10 SEPTEMBER 2025 AT 1.25 P.M. EET, OTHER INFORMATION DISCLOSED ACCORDING TO THE RULES OF THE EXCHANGE



S&P Global Ratings affirmed Oma Savings Bank Plc's credit rating and changed outlook to negative

On 10.9.2025 June 2025, S&P Global Ratings (S&P) has affirmed that the short-term and long-term issuer credit ratings of Oma Savings Bank Plc (OmaSp or the Company) remain unchanged and are BBB/A-2. At the same time, S&P has changed OmaSp's outlook from stable to negative.

According to S&P, the change is particularly due to an increase in the number of nonperforming loans (NPLs). S&P expects credit quality to improve gradually, but slowly.

S&P’s press release will be available at For investors > Debt investors > Credit ratings.



Oma Savings Bank Plc

Additional information:

Karri Alameri, CEO, tel. +358 45 656 5250,

Sarianna Liiri, CFO, tel. 2,

Pirjetta Soikkeli, CCO, tel. +358 40 750 0093



DISTRIBUTION

Nasdaq Helsinki Ltd

Major media

OmaSp is a solvent and profitable Finnish bank. About 600 professionals provide nationwide services through OmaSp’s 48 branch offices and digital service channels to over 200,000 private and corporate customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediated products include credit, investment and loan insurance products. OmaSp is also engaged in mortgage banking operations.

OmaSp core idea is to provide personal service and to be local and close to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal service and easy accessibility. In addition, the development of the operations and services is customer oriented. The personnel is committed and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp.



EN
10/09/2025

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