Chemung Financial is a financial holding company. Through its subsidiaries, Chemung Canal Trust Company and CFS Group, Inc., the company provides a range of financial services including demand, savings and time deposits, commercial, residential and consumer loans, interest rate swaps, letters of credit, wealth management services, employee benefit plans, insurance products, mutual funds and brokerage services. The company's core banking segment accepts deposits from the general public and using such funds to originate consumer, commercial, commercial real estate, and residential mortgage loans. The Wealth Management Group services segment provides trust and investment advisory services to clients.

Selective Insurance Group has four segments: Standard Commercial Lines, which is comprised of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises; Standard Personal Lines, which is comprised of property and casualty insurance products and services provided to individuals acquiring coverage in the standard marketplace; Excess and Surplus Lines, which is comprised of insurance products and services provided to customers who are unable to obtain coverage in the standard marketplace; and Investments, which invests the premiums collected by the company's insurance operations and amounts generated through its capital management strategies.

Shenandoah Telecommunications provide wireless personal communications service under the Sprint brand, and telephone service, cable television, unregulated communications equipment sales and services, and internet access under the Shentel brand. The company's reportable segments include: Wireless, which provides personal communications services through a digital wireless telephone and data network; Cable, which video, internet and voice services to customers in franchise areas, and leases fiber optic facilities throughout its service area; and Wireline, which provides regulated and unregulated voice services, internet broadband, long distance access services, and leases fiber optic facilities.