First Hawaiian is a bank holding company. Through its subsidiary, First Hawaiian Bank, the company operates a network of branches in Hawaii, Guam and Saipan. The company operates three operating segments: Retail Banking, which includes the financial products and services the company provides to consumers, businesses, small businesses and certain commercial customers; Commercial Banking, which includes the company's corporate banking, residential and commercial real estate loans, commercial lease financing, automobile loans and auto dealer financing; and Treasury and Other, which includes the company's treasury business consisting of corporate asset and liability management activities, including interest rate risk management.
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