A good quality 2015...
By the end of Q4 2015, UIB’s NBI was up by 7.67% to TND57.288M, bringing the FY15 NBI to TND216.684M, (+10.15%). Overall, gross operating income increased by 14.12%, while expenses remain under control and rose only by 6.45%, resulting in an improvement of the bank operating ratio (-173 bp to 50.1 %).The operating margin increased by 361 bp to 49.9%. The liquidity ratio has fallen by 0.21% to 91.34% due the increase of loans (+8.23%) vs.
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