Impac Mortgage Holdings is an independent residential mortgage lender which originates, sells and services residential mortgage loans. The company's operating segments include: Mortgage Lending, which primarily originates, sells and services conforming agency and government insured residential mortgage loans originated or acquired through its retail (consumer direct), wholesale, and correspondent channels; Real Estate Services, which provides loss mitigation and real estate services; and the Long-Term Mortgage Portfolio, which includes adjustable rate and, to a lesser extent, fixed rate Alt-A single-family residential mortgages and commercial (primarily multifamily residential loans) mortgages.
DBRS Morningstar is a global credit ratings business with 700 employees in eight offices globally. DBRS and Morningstar Credit Ratings are committed to empowering investor success, serving the market through leading-edge technology and raising the bar for the industry.
Together, we are the world’s fourth largest credit ratings agency and a market leader in Canada, the U.S. and Europe in multiple asset classes. We rate more than 2,600 issuers and 54,000 securities worldwide and are driven to bring more clarity, diversity and responsiveness to the ratings process. Our approach and size provide the agility to respond to customers’ needs, while being large enough to provide the necessary expertise and resources. For more details visit us at dbrs.com.
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