Report
Gordon Kerr ...
  • Ketan Thaker
  • Natalia Coman

NHG: A Dutch Loan Guarantee Program That Is Both Socially Supportive and Credit Positive

Governments in economies across the globe have historically provided some degree of support for housing markets. In the Netherlands, the government has established a scheme, Nationale Hypotheek Garantie, whereby an established government guaranteed fund, Stichting Waarborgfonds Eigen Woningen, provides a guarantee on mortgage loans meeting certain criteria. The result is a lower cost of borrowing and lower risks for lenders should borrowers default.
Provider
DBRS Morningstar
DBRS Morningstar

DBRS Morningstar is a global credit ratings business with 700 employees in eight offices globally. DBRS and Morningstar Credit Ratings are committed to empowering investor success, serving the market through leading-edge technology and raising the bar for the industry.

Together, we are the world’s fourth largest credit ratings agency and a market leader in Canada, the U.S. and Europe in multiple asset classes. We rate more than 2,600 issuers and 54,000 securities worldwide and are driven to bring more clarity, diversity and responsiveness to the ratings process. Our approach and size provide the agility to respond to customers’ needs, while being large enough to provide the necessary expertise and resources. For more details visit us at dbrs.com.

Analysts
Gordon Kerr

Ketan Thaker

Natalia Coman

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