Report

ProCredit Holding - Impact-oriented SME lender in SEE and EE

ProCredit Holding (PCB) is a Germany based group operating regional banks across South Eastern (SEE) and Eastern Europe (EE) and Ecuador. Its focus is on impact-oriented lending to well established SMEs that foster innovation, local production and the transition to a green economy (SMEs represent more than 90% of PCB’s gross loan book). PCB also offers digital banking services to private clients, mostly to middle income and high earners (SME owners in particular). The group has a strong track record of a high-quality loan portfolio based on prudent credit risk management and stringent client selection.
Underlying
ProCredit Holding AG & Co KGaA

Procredit Holding Ag & Co Kgaa. ProCredit Holding AG & Co KGaA is a Germany-based company, which is primarily engaged in the financial services industry. The Company operates as a parent for development-oriented ProCredit group, which consists of commercial banks for small and medium enterprises (SMEs) and whose operational focus is on South Eastern and Eastern Europe. In addition to this regional presence, the ProCredit group is also active in South America and Germany. The Company operates through various subsidiaries, such as ProCredit Bank SA, ProCredit Bank (Bulgaria) EAD, ProCredit Bank AG, ProCredit Academy GmbH, Quipu GmbH, ProCredit Bank SA, ProCredit Bank ShA, Banco ProCredit Colombia SA, Banco ProCredit SA, JSC ProCredit Bank, Banco Pyme Los Andes ProCredit SA, BC ProCredit Bank, JSC ProCredit Bank, as well as operates special purpose vehicles PC Finance II BV and Fideicosimo Primera Tituarizacion de Cartera Comercial Pymes ProCredit, among others.

Provider
Edison Investment Research
Edison Investment Research

Edison is an investment research and advisory company, with offices in North America, Europe, the Middle East and AsiaPac. The heart of Edison is our world renowned equity research platform and deep multi-sector expertise. At Edison Investment Research, our research is widely read by international investors, advisors and stakeholders. Edison Advisors leverages our core research platform to provide differentiated services including investor relations and strategic consulting.

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Analysts
Pedro Fonseca

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