Ocwen Financial is a financial services holding company which, through its subsidiaries, originates and services loans. The company's Servicing business is comprised of its primary residential mortgage servicing business. The company's Lending business originates and purchases forward and reverse mortgage loans. The company's forward mortgage loans are conventional (conforming to the underwriting standards of the government sponsored entities) and government-insured (insured by the Federal Housing Administration (FHA) or Department of Veterans Affairs). The company also originates and purchases Home Equity Conversion Mortgages insured by the FHA through its subsidiary, Liberty Home Equity Solutions, Inc. operations.
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