FMCC Freddie Mac

Mortgage Rates Fall

Mortgage Rates Fall

MCLEAN, Va., Nov. 04, 2021 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its  (PMMS®), showing that the 30-year fixed-rate mortgage (FRM) averaged 3.09 percent.

“While mortgage rates fell after several weeks on the rise, we expect future upticks due to stronger economic data and as the Federal Reserve pulls back on its stimulus,” said Sam Khater, Freddie Mac’s Chief Economist. “That said, the housing market remains favorable for consumers, as rates remain below pre-pandemic levels and continue to support sustainable purchase and refinance opportunities."

News Facts

  • averaged 3.09 percent with an average 0.7 point for the week ending November 4, 2021, down from last week when it averaged 3.14 percent. A year ago at this time, the 30-year FRM averaged 2.78 percent.
  • averaged 2.35 percent with an average 0.6 point, down from last week when it averaged 2.37 percent. A year ago at this time, the 15-year FRM averaged 2.32 percent.
  • (ARM) averaged 2.54 percent with an average 0.3 point, down from last week when it averaged 2.56 percent. A year ago at this time, the 5-year ARM averaged 2.89 percent.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the . Borrowers may still pay closing costs which are not included in the survey.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at , Twitter and Freddie Mac’s blog .

MEDIA CONTACT:

Angela Waugaman

703-714-0644

A photo accompanying this announcement is available at



EN
04/11/2021

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