FMCC Freddie Mac

Mortgage Rates Move Down

Mortgage Rates Move Down

MCLEAN, Va., Jan. 28, 2021 (GLOBE NEWSWIRE) -- (OTCQB: FMCC) today released the results of its (PMMS®), showing that the 30-year fixed-rate mortgage (FRM) averaged 2.73 percent.

“As the market reacts to a new administration in Washington and COVID-19 driven economic malaise, mortgage rates continued to decrease this week, just slightly,” said Sam Khater, Freddie Mac’s Chief Economist. “Even as house prices increase at the fastest rate we’ve seen in years, competition to buy is strong given the low inventory that exists across the country. The fact that there are not enough homes to meet demand is going to be an ongoing issue for the foreseeable future.”

News Facts

  • averaged 2.73 percent with an average 0.7 point for the week ending January 28, 2021, down from last week when it averaged 2.77 percent. A year ago at this time, the 30-year FRM averaged 3.51 percent.
  • averaged 2.20 percent with an average 0.6 point, down from last week when it averaged 2.21 percent. A year ago at this time, the 15-year FRM averaged 3.00 percent.
  • (ARM) averaged 2.80 percent with an average 0.3 point, unchanged from last week. A year ago at this time, the 5-year ARM averaged 3.24 percent.

The PMMS is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the . Borrowers may still pay closing costs which are not included in the survey.

Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we’ve made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders, investors and taxpayers. Learn more at , Twitter and Freddie Mac’s blog .

MEDIA CONTACT:

Angela Waugaman

703-714-0644

A photo accompanying this announcement is available at



EN
28/01/2021

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