Oma Savings Bank Plc issues a EUR 500 million covered bond

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE 8 NOVEMBER 2023 AT 18:00 P.M. EET, OTHER INFORMATION DISCLOSED TO THE RULES OF THE EXCHANGE

Oma Savings Bank Plc issues a EUR 500 million covered bond

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND, SINGAPORE, SOUTH AFRICA OR SUCH OTHER COUNTRIES OR OTHERWISE IN SUCH CIRCUMSTANCES IN WHICH THE OFFERING OF THE NEW NOTES, THE TENDER OFFER OR THE RELEASE, PUBLICATION OR DISTRIBUTION WOULD BE UNLAWFUL.

Oma Savings Bank Plc (“OmaSp” or the “Company”) issues a covered bond of EUR 500 million. The bond has a maturity date of 15 January 2029, and the loan is paid an annual interest rate of 3.500%. The covered bond’s ISIN code is FI4000562095.

The issue of the bond will take place under Company's EUR 3 billion bond program. The Finnish Financial Supervisory Authority (FIN-FSA) has approved the supplement (Supplement 4) to the Company’s base prospectus on 1 November 2023. The final terms of the loan to be issued are available in English on the Company's website at 10 November 2023.

The Joint Lead Managers of the issue are Danske Bank A/S, Erste Group, Landesbank Baden-Württemberg (LBBW) and Nordea. Borenius Attorneys Ltd acts as legal advisor.

Oma Savings Bank Plc

Additional information:

Pasi Sydänlammi, CEO, tel. +358 45 657 5506,

Sarianna Liiri, CFO, tel. 358 40 835 6712,

Distribution:

Nasdaq Helsinki Ltd

Major media

OmaSp is the fastest growing in the Nordic countries and Finland’s most profitable bank. About 500 professionals provide nationwide services through OmaSp’s 45 branch offices and digital service channels to over 200,000 private and corporate customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediated products include credit, investment and loan insurance products. OmaSp is also engaged in mortgage banking operations.

OmaSp core idea is to provide personal service and to be local and close to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal service and easy accessibility. In addition, the development of the operations and services is customer-oriented. The personnel is committed and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp.