AmTrust Financial Services is a holding company. Through its subsidiaries, the company underwrites and provides property and casualty insurance products, including workers' compensation, commercial automobile, general liability and extended service and warranty coverage. The company segments are: Small Commercial Business, which provides workers' compensation insurance; Specialty Risk and Extended Warranty, which provides custom designed coverages, such as accidental damage plans and protection plans; and Specialty Program, which provides workers' compensation, commercial auto liability, property coverage, excess and surplus lines programs and other commercial property and casualty insurance.
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