Cincinnati Financial is a holding company. Through its subsidiaries, the company is engaged in property casualty insurance. The company's market property casualty insurance group includes its subsidiaries, The Cincinnati Casualty Company and The Cincinnati Indemnity Company, which write business, homeowner and auto policies. The company's subsidiary, The Cincinnati Insurance Company conducts the business of the company's reinsurance assumed operations. Other subsidiaries include: The Cincinnati Life Insurance Company, which provides life insurance policies and fixed annuities; and The Cincinnati Specialty Underwriters Insurance Company, which provides excess and surplus lines insurance products.
FedNat Holding is an insurance holding company that controls substantially all aspects of the insurance underwriting, distribution and claims processes through its subsidiaries and contractual relationships with independent agents and general agents. Through its subsidiaries, the company is authorized to underwrite, and/or place homeowners multi-peril, federal flood and other lines of insurance in Florida and other states. The company markets, distributes and services its own and third-party insurers' products and other services through a network of independent and general agents. The company's insurance subsidiary, FedNat Insurance Company, writes flood insurance through the National Flood Insurance Program.
Protective Insurance is an insurance holding company. Through its subsidiaries, the company engages in marketing and underwriting property, liability and workers' compensation coverage for trucking and public transportation fleets, as well as coverage for trucking industry independent contractors. The company's product lines include: Commercial Automobile, which provides commercial motor vehicle liability, physical damage and general liability insurance, specialized accident (medical and indemnity) insurance for independent contractors in the trucking industry, and fidelity and surety bonds; and Workers' Compensation, which provides workers' compensation insurance for the commercial automobile industry.
United Insurance Holdings is a holding company. Through its subsidiaries, the company is engaged in the residential personal and commercial property and casualty insurance business in the United States. The company's insurance subsidiaries provide personal residential and commercial property and casualty insurance products that protect its policyholders against losses due to damages to structures and their contents. Some of the company's insurance subsidiaries sell policies that protect against liability for accidents as well as property damage. The company's non-insurance subsidiaries support its insurance and investment operations. The company writes in Florida, Connecticut, Georgia, Hawaii, Louisiana, and other various states.
Universal Insurance Holdings is a holding company. Through its subsidiaries, the company provides property and casualty insurance and insurance services. The company's products and services include: Insurance Products, which provide various types of personal residential insurance such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; Risk Management, in which its subsidiary, Evolution Risk Advisors, Inc., advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; and Distribution, which provides policies through its direct-to-consumer online distribution platforms.
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