Philippine Bank of Communications is a commercial bank. The Company is mainly engaged in financing activities. It offers a range of products and services to clients, which include commercial banking services, such as deposit products, treasury and foreign exchange trading, trade-related services, cash management services, credit and loan facilities, and Trust and Investment Management services. Its segments include Prosperity Banking, Enterprise Banking, Treasury, Convenience Banking and Trust Group. Prosperity Banking handles deposits and provides overdrafts and fund transfer facilities. Enterprise Banking handles loans and credit facilities, and deposit and current accounts for corporate and institutional customers. Treasury provides money market, trading and treasury services, as well as the management of its funding operations. Convenience Banking provides consumer type loans, such as mortgage and personal loans. Trust Group is engaged in trust and other fiduciary business.
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