QC Holdings provides various financial services (primarily payday loans and installment loans) through its retail branches and Internet lending operations. The company has three reportable segments: Branch Lending, Centralized Lending and E-Lending. The Branch Lending segment includes the company's retail branches that provide payday loans, installment loans, credit services, open-end credit, check cashing services, title loans, debit cards, money transfers and money orders. The Centralized Lending segment includes long-term installment loans (Signature Loans and Auto Equity Loans) that are centrally underwritten. The E-Lending segment includes the Internet lending operations in the U.S. and Canada.
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