Industrial Bank Co., Ltd.: Update to credit analysis
Our credit view of Industrial Bank reflects its satisfactory capital position, against its higher reliance on interbank market funding than that of most other JSCBs.Industrial Bank is a commercial bank engaged in accepting public deposits; issuing loans and financial bonds; handling domestic and international settlements and notes acceptance and discounting; issuing, cashing and underwriting government bonds; government and financial bonds trading; interbank borrowings; trading and acting as trading agent for foreign currency; providing bank card, letter of credit, guarantee and safe deposit services; and acting as agent for collection, payment and insurance business. As of Dec 31 2007, Co. had total assets of RMB851,335,000,000 and total deposits of RMB506,371,000,000.
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