Bank of the Philippine Islands is a commercial bank. Co. provides a range of financial services that include corporate banking, consumer banking, investment banking, asset management, corporate finance, securities distribution, and insurance services. Co. also serves its customers through alternative electronic banking channels such as automated teller machines (ATMs), a point-of-sale debit system, telephone banking, internet banking and mobile banking. Co. operates through the following business segments: Consumer Banking, Corporate Banking, and Investment Banking. As of Dec 31 2014, Co. operated 825 branches and 2,575 ATMs.
Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:
Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.
Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions.
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