China Banking is a commercial bank. Co.'s segments comprised of: lending engaged in handling all the lending, trade finance and corollary banking products and services; retail banking engaged in handling retail and commercial loans, overdrafts and funds transfer facilities, trade facilities and all other services; financial capital markets and investments engaged in providing money market, trading and treasury services; others engaged in handling other services including but not limited to trust and investment management services, asset management, insurance brokerage, credit management, thrift banking business, operations and financial control, and other support services.
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Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.
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