Report
EUR 236.53 For Business Accounts Only

Commerce Bancshares, Inc.: Update to credit analysis following the ratings affirmation

Our credit view of Commerce Bancshares, reflecting its longstanding conservative management of credit risk and franchise growth, against the backdrop of low rates and a challenging economy.
Underlying
Commerce Bancshares Inc.

Commerce Bancshares is a bank holding company. Through a second tier bank holding company, the company owns all of the outstanding capital stock of Commerce Bank (the Bank). The Bank engages in general banking business, providing a range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses. The company also owns various non-banking subsidiaries. Their activities include private equity investment, securities brokerage, insurance agency, and leasing activities. The company's two main markets include St. Louis and Kansas City, which serve as the central hubs for the company The company is managed in three segments: Consumer, Commercial, and Wealth.

Provider
Moody's Investors Service
Moody's Investors Service

Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:

  • 130 countries
    11,000 corporate issuers
    21,000 public finance issuers
    76,000 structured finance obligations



Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.



Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions. 

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