Intact Financial is a holding company. Co. has investments in wholly-owned subsidiaries which operate principally in the Canadian property and casualty (P&C) insurance market. Co. through its operating subsidiaries principally underwrites automobile, home, as well as commercial P&C contracts to individuals and businesses. Co. distributes insurance under the Intact Insurance brand through a network of brokers and its wholly-owned subsidiary, Canada BrokerLink Inc., and directly to consumers through belairdirect.
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Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.
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