Report

Moody’s Ratings announces completion of a periodic review of ratings of Scottish Widows Limited

The A2 insurance financial strength rating on SWL, the main insurance operating entity of Lloyd's Banking Group plc (LBG), reflects Scottish Widow Group's (SWG, the groups): (1) very good market position in the UK life and pensions market; (2) relatively low product risk and good business diversific...
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Moody's Investors Service
Moody's Investors Service

Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:

  • 130 countries
    11,000 corporate issuers
    21,000 public finance issuers
    76,000 structured finance obligations



Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.



Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions. 

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