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Moody's: Slowdown in household loan growth is credit positive for Malaysian banks

Singapore, February 07, 2017-- Moody's Investors Service says that the further fall in household loan growth in Malaysia during 2016 from 2015 is credit positive for the asset quality of the country's banks because it points to a slower pace of debt accumulation among households. "In addition, the data showed an improvement in the quality of new household lending. In 2016, the growth in household loans was driven by safer housing loans-- specifically, loans supported by property...
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Moody's Investors Service
Moody's Investors Service

Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:

  • 130 countries
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    76,000 structured finance obligations



Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.



Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions. 

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