Navient is a provider of education loan management and business processing solutions. The company's segments include: Federal Education Loans, in which the company holds and acquires Federal Family Education Loan Program Loans and performs servicing and asset recovery services on its own loan portfolio, federal education loans owned by the United States Department of Education and other institutions; Consumer Lending, in which the company holds, originates and acquires consumer loans and performs servicing activities on its own education loan portfolio; and Business Processing, which performs revenue cycle management and business processing services for non-education related government and healthcare clients.
Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:
Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.
Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions.
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