Primerica, through its subsidiaries, provides financial products to middle-income households in the United States and Canada with licensed sales representatives. The company's segments are: Term Life Insurance, which provides a guaranteed death benefit if the insured dies during the fixed coverage period of an in-force policy; Investment and Savings Products, which distributes and sells to its clients a variety of mutual funds, managed investments, variable, index-linked, and fixed annuities, fixed indexed annuities and segregated funds; and Other Distributed Product, which distributes prepaid legal services, auto and homeowners' insurance referrals, and home automation solutions.
Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:
Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.
Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions.
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