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 PRESS RELEASE

Bread Financial Provides Performance Update for July 2025

Bread Financial Provides Performance Update for July 2025 COLUMBUS, Ohio, Aug. 15, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedJuly 31, 2025 For themonth endedJuly 31, 2024   (dollars in millions)End-of-period credit card and other loans$17,594  $17,659 Average credit...

 PRESS RELEASE

Bread Financial Announces Early Tender Results of its Previously Annou...

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date COLUMBUS, Ohio, Aug. 07, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that as of 5:00 p.m., New York City time, on August 6, 2025 (the “Early Participation Date”), pursuant to and in accordance with its previously announced cash tender offers (the “Tender Offers”) described in the Offer to Purchase, dated July 24, 2025 (as it may be amended or supplemented, the “Offer ...

 PRESS RELEASE

Bread Financial Provides Performance Update for June 2025

Bread Financial Provides Performance Update for June 2025 COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedJune 30, 2025 For thethree months endedJune 30, 2025 (dollars in millions)End-of-period credit card and other loans$17,656  $17,656 Average credit card and other loans$17,...

 PRESS RELEASE

Bread Financial Reports Second Quarter 2025 Results

Bread Financial Reports Second Quarter 2025 Results COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its second quarter 2025 financial results. All earnings-related materials are now available at the company’s investor relations website, . Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference ca...

 PRESS RELEASE

Bread Financial Announces Modified Dutch Auction Cash Tender Offers fo...

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035 COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced cash tender offers (the “Tender Offers” and each, a “Tender Offer”) to purchase up to $150.0 million (subject to increase, the “Aggregate Tender Cap”) aggregate principal amount of its 9.750% Senior Notes maturing March 2029 (the “2029 Notes”) and/or its 8.375% Fixed-Rate Reset...

 PRESS RELEASE

Bread Financial Declares Dividend on Common Stock

Bread Financial Declares Dividend on Common Stock COLUMBUS, Ohio, July 24, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared a quarterly cash dividend of $0.21 per share on the Company’s common stock, payable on September 12, 2025 to stockholders of record at the close of business on August 8, 2025. About Bread Financial® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment...

 PRESS RELEASE

Caesars Entertainment and Bread Financial Introduce New Caesars Reward...

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase New premium-level credit card includes annual complimentary resort night, dining credits, gaming offers and moreAccelerated rewards create even more show-stopping, value-rich experiences for cardmembers LAS VEGAS, July 16, 2025 (GLOBE NEWSWIRE) -- Caesars Entertainment (NASDAQ: CZR), the largest casino entertainment company in the U.S., is playing a bold new hand by l...

 PRESS RELEASE

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call...

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24 COLUMBUS, Ohio, July 08, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, will host a conference call on Thursday, July 24, 2025, at 8:30 a.m. ET to discuss the company’s second quarter 2025 results. Conference Call/Webcast InformationParticipants can register in advance , and the conference call will be available at the company’s . Analysts planning to participate in the Q&A can register in advance ....

 PRESS RELEASE

Bread Financial Provides Performance Update for May 2025

Bread Financial Provides Performance Update for May 2025 COLUMBUS, Ohio, June 11, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedMay 31, 2025 For themonth endedMay 31, 2024 (dollars in millions)End-of-period credit card and other loans$17,702  $17,847 Average credit card and other loans$17,714  $17,84...

 PRESS RELEASE

Bread Financial Announces Early Tender Results of Its Previously Annou...

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer COLUMBUS, Ohio, June 05, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced that as of 5:00 p.m., New York City time, on June 4, 2025 (the “Early Participation Date”), pursuant to and in accordance with its previously announced cash tender offer (the “Tender Offer”), approximately $536,786,000 in aggregate principal amount of the Company’s 9.750% Senior Notes due 2029 (the “Notes”) had been validly tendered and not validly withdrawn o...

 PRESS RELEASE

Bread Financial to Participate in the Morgan Stanley US Financials Con...

Bread Financial to Participate in the Morgan Stanley US Financials Conference COLUMBUS, Ohio, June 04, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers, today announced the company’s participation in the Morgan Stanley US Financials Conference on Wednesday, June 11. Bread Financial Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 1:45 p.m. ET and will be broadcast live The fireside ...

 PRESS RELEASE

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for...

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029 COLUMBUS, Ohio, May 21, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) today announced it has commenced a cash tender offer (the “Tender Offer”) to purchase up to $150.0 million (subject to increase, the “Tender Cap”) aggregate principal amount of its 9.750% Senior Notes maturing March 2029 (the “Notes”). The Tender Offer is being made on the terms and subject to the conditions set forth in the Offer to Purchase, dated May 21, 2025 (...

 PRESS RELEASE

Bread Financial Provides Performance Update for April 2025

Bread Financial Provides Performance Update for April 2025 COLUMBUS, Ohio, May 13, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedApril 30, 2025 For themonth endedApril 30, 2024 (dollars in millions)End-of-period credit card and other loans$17,721  $17,891 Average credit card and other loans$17,712  $...

 PRESS RELEASE

Bread Financial’s 2024 Sustainability Report showcases focus, investme...

Bread Financial’s 2024 Sustainability Report showcases focus, investment in sustainable business practices Twelfth annual report reinforces commitments and demonstrates ongoing progress toward sustainability strategy and related priorities COLUMBUS, Ohio, May 12, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today released its , highlighting its continued progress and organization-wide commitment to environmental stewardship, social progress and strong governance. “Our 2024 repo...

 PRESS RELEASE

Bread Financial Provides Performance Update for March 2025

Bread Financial Provides Performance Update for March 2025 COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) --  . (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedMarch 31, 2025 For the three months endedMarch 31, 2025 (dollars in millions)End-of-period credit card and other loans$17,815  $17,815 Average credit card and other lo...

 PRESS RELEASE

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards ...

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S. Crypto.com customers can make purchases anywhere Visa is accepted and earn uncapped crypto rewards COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced a multi-year agreement with , one of the world’s largest cryptocurrency exchanges, to launch the first Crypto.com credit card program in the United States.   The Crypto.com Visa Signature® Credi...

 PRESS RELEASE

Bread Financial Reports First Quarter 2025 Results

Bread Financial Reports First Quarter 2025 Results COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its first quarter 2025 financial results. All earnings-related materials are now available at the company’s investor relations website, . Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call ...

 PRESS RELEASE

Bread Financial Declares Dividend on Common Stock

Bread Financial Declares Dividend on Common Stock COLUMBUS, Ohio, April 24, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared a quarterly cash dividend of $0.21 per share on the Company’s common stock, payable on June 13, 2025 to stockholders of record at the close of business on May 9, 2025. About Bread Financial® Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, l...

 PRESS RELEASE

Bread Financial Schedules First Quarter 2025 Earnings Conference Call ...

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24 COLUMBUS, Ohio, April 08, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, will host a conference call on Thursday, Apr. 24, 2025, at 8:30 a.m. ET to discuss the company’s first quarter 2025 results. Conference Call/Webcast InformationParticipants can register in advance , and the conference call will be available at the company’s . Analysts planning to participate in the Q&A can register in advance ...

 PRESS RELEASE

Bread Financial Provides Performance Update for February 2025

Bread Financial Provides Performance Update for February 2025 COLUMBUS, Ohio, March 17, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedFebruary 28, 2025 For themonth endedFebruary 29, 2024 (dollars in millions)End-of-period credit card and other loans$17,949  $18,391 Average credit card and other loan...

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