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 PRESS RELEASE

Bread Financial to Participate in the UBS Financial Services Conferenc...

Bread Financial to Participate in the UBS Financial Services Conference COLUMBUS, Ohio, Feb. 04, 2026 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, today announced the company’s participation in the UBS Financial Services Conference on Wednesday, February 11. Bread Financial EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 12:10 p.m. ET and will be broadcast live . The fireside chat can also be accessed through B...

 PRESS RELEASE

Bread Financial to Participate in the Bank of America 2026 Financial S...

Bread Financial to Participate in the Bank of America 2026 Financial Services Conference COLUMBUS, Ohio, Feb. 03, 2026 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, today announced the company’s participation in the Bank of America 2026 Financial Services Conference on Tuesday, February 10. Bread Financial President and Chief Executive Officer Ralph Andretta, along with EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take plac...

 PRESS RELEASE

Bread Financial Provides Performance Update for December 2025

Bread Financial Provides Performance Update for December 2025 COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedDecember 31, 2025 For thethree months endedDecember 31, 2025 (dollars in millions)End-of-period credit card and other loans$18,805  $18,805 Average credit card and ot...

 PRESS RELEASE

Bread Financial Reports Fourth Quarter and Full Year 2025 Results

Bread Financial Reports Fourth Quarter and Full Year 2025 Results COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its fourth quarter and full year 2025 financial results. All earnings-related materials are now available at the company’s investor relations website, . Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A...

 PRESS RELEASE

Bread Financial Declares Dividends on Preferred and Common Stock

Bread Financial Declares Dividends on Preferred and Common Stock COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- . (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared quarterly dividends on its preferred and common stock for the first quarter of 2026. On the Company’s 8.625% Non-Cumulative Perpetual Preferred Stock, Series A (NYSE: BFH-PrA), the Board of Directors declared a quarterly cash dividend of $26.35 per share (equivalent to $0.65875 per depositary share...

 PRESS RELEASE

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings C...

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29 COLUMBUS, Ohio, Jan. 06, 2026 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions will host a conference call on Thursday, Jan. 29, 2026, at 8:30 a.m. ET to discuss the company’s fourth quarter and full year 2025 results. Conference Call/Webcast InformationParticipants can register in advance , and the conference call will be available at the company’s . Analysts planning to participate in the Q&...

 PRESS RELEASE

Bread Financial Provides Performance Update for November 2025

Bread Financial Provides Performance Update for November 2025 COLUMBUS, Ohio, Dec. 10, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:      For themonth endedNovember 30, 2025 For themonth endedNovember 30, 2024 (dollars in millions)End-of-period credit card and other loans$18,094  $18,143 Average credit card and other ...

 PRESS RELEASE

Bread Financial to Participate in the Goldman Sachs 2025 Financial Ser...

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions today announced the company’s participation in the Goldman Sachs 2025 Financial Services Conference on Wednesday, December 10. Bread Financial President and Chief Executive Officer Ralph Andretta, along with EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place...

 PRESS RELEASE

Bread Financial Announces Pricing of an Offering of Depositary Shares ...

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced underwritten public offering of depositary shares (the “Depositary Shares”), each representing a 1/40th interest in a share of its Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share (the “Series A Preferred Stock”), with a liquidation preference of $25 per ...

 PRESS RELEASE

Bread Financial Announces Launch of an Offering of Depositary Shares R...

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock COLUMBUS, Ohio, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the launch of an underwritten public offering of depositary shares (the “Depositary Shares”), each representing a 1/40th interest in a share of its Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.01 per share (the “Series A Preferred Stock”), with a liquidation preference of $25 per Depositary Share (equiva...

 PRESS RELEASE

Bread Financial Provides Performance Update for October 2025

Bread Financial Provides Performance Update for October 2025 COLUMBUS, Ohio, Nov. 13, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedOctober 31, 2025 For themonth endedOctober 31, 2024 (dollars in millions)End-of-period credit card and other loans$17,694  $17,915 Average credit card and other loans$17...

 PRESS RELEASE

Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial to Participate in the KBW Fintech Payments Conference COLUMBUS, Ohio, Nov. 06, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S consumers, today announced the company’s participation in the KBW Fintech Payments Conference on Thursday, November 13. EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 10:10 a.m. ET and will be broadcast live The fireside chat can also be accessed thr...

 PRESS RELEASE

Bread Financial Announces Pricing of Private Offering of $500 Million ...

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today the pricing of its previously announced offering of $500 million in aggregate principal amount of its 6.750% senior notes due 2031 (the “Notes”), in a private offering that is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). The Notes will be sold at a price of 100% of the principal amount thereof. The...

 PRESS RELEASE

Bread Financial Announces Private Offering of Senior Notes

Bread Financial Announces Private Offering of Senior Notes COLUMBUS, Ohio, Oct. 28, 2025 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced today that it intends to offer, subject to market and other conditions, $500 million aggregate principal amount of senior notes (the “Notes”) in a private offering that is exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”). The Company intends to use the net proceeds from the Notes offering, together with approximately $275 million of ca...

 PRESS RELEASE

Bread Financial Provides Performance Update for September 2025

Bread Financial Provides Performance Update for September 2025 COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedSeptember 30, 2025 For thethree months endedSeptember 30, 2025 (dollars in millions)End-of-period credit card and other loans$17,655  $17,655 Average credit card and ...

 PRESS RELEASE

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Lau...

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program Private label credit program will empower customers with flexible payment options and increased buying power for a seamless shopping experience LIVERPOOL, N.Y. and COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- , a leading furniture and mattress retailer, today announced a new long-term agreement with (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, to launch a private label credit program. Set to launch late ...

 PRESS RELEASE

Bread Financial Reports Third Quarter 2025 Results

Bread Financial Reports Third Quarter 2025 Results COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) --  (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced its third quarter 2025 financial results. All earnings-related materials are now available at the company’s investor relations website, .  Bread Financial President and Chief Executive Officer Ralph Andretta and Chief Financial Officer Perry Beberman will host a conference call at 8:30 a.m. ET today to discuss results. A link to the conference call ...

 PRESS RELEASE

Bread Financial Announces Increased Dividend on Common Stock and $200 ...

Bread Financial Announces Increased Dividend on Common Stock and $200 Million Increase in Share Repurchase Authority COLUMBUS, Ohio, Oct. 23, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, flexible payment, lending and saving solutions, today announced that its Board of Directors declared a quarterly cash dividend of $0.23 per share on the Company’s common stock, a 10% increase from the prior quarterly dividend of $0.21 per share. The dividend is payable on December 12, 2025 to stockholders of record at the close of business on Novem...

 PRESS RELEASE

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call ...

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call for Oct. 23 COLUMBUS, Ohio, Oct. 07, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions will host a conference call on Thursday, Oct. 23, 2025, at 8:30 a.m. ET to discuss the company’s third quarter 2025 results. Conference Call/Webcast InformationParticipants can register in advance , and the conference call will be available at the company’s . Analysts planning to participate in the Q&A can register in advance . Add...

 PRESS RELEASE

Bread Financial Provides Performance Update for August 2025

Bread Financial Provides Performance Update for August 2025 COLUMBUS, Ohio, Sept. 09, 2025 (GLOBE NEWSWIRE) -- (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s net loss rate and delinquency rate for the periods indicated:  For themonth endedAugust 31, 2025 For themonth endedAugust 31, 2024 (dollars in millions)End-of-period credit card and other loans$17,657  $17,936 Average credit card and other loans$17,...

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