FINANCIAL INSTITUTIONS CREDIT OPINION 4 January 2017 Update RATINGS UnitedHealth Group Incorporated Domicile Minnetonka, Minnesota, United States Long Term Rating A3 Type LT Issuer Rating Outlook Negative Please see the ratings section at the end of this report for more information. The ratings and outlook shown reflect information as of the publication date. Contacts Pano Karambelas 212-553-1635
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