Bank AL-Habib

Bank AL Habib Limited. Bank AL Habib Limited is a banking company. The Bank operates through Retail banking, Commercial banking, Retail brokerage and geographical segments. Its Retail banking consists of retail lending, deposits and banking services to private individuals and small businesses. The retail banking activities include provision of banking and other financial services, such as current and savings accounts, and credit cards to individual customers, and small and medium enterprises (SMEs). Its Commercial banking represents provision of banking services, including treasury and international trade-related activities to corporate customers, multinational companies, and government and semi government departments and institutions. Its Retail brokerage activities include the business of equity, money market and foreign exchange brokerage, equity research, and corporate financial advisory and consultancy services. It operates in four geographic regions: Pakistan, the Middle East, Asia Pacific and Africa.
  • TickerBAHL
  • ISINPK0051601018
  • ExchangePakistan Stock Exchange
  • SectorBanks
  • CountryPakistan

BAHL_CY19 Result Review, (AKD, Off the Analyst's Desk, Jan 29, 2020)

BAHL: CY19 Result Review                                                            (Inline)   ·         Bank ALHabib Limited (BAHL), in line with our expectation, reported CY19 NPAT of PkR11.1bn (EPS: PkR10.1) vs. PkR8.4bn (EPS: PkR7.6) in the corresponding period last year. The result was accompanied with a dividend of PkR3.5/sh.  ·         On a quarterly basis, 4QCY19 NPAT clocked in at PkR4.2bn (EPS: PkR3.77, +64.6%QoQ/67.0%YoY). ·         Gross Yield clocked in at 35.1% in 4QCY19, flat QoQ, however down 11.8ppt YoY which indicates that repricing cycle is not complete yet. Furt...

MarketLine Department

Bank Alfalah Ltd - Strategy, SWOT and Corporate Finance Report

Summary Bank Alfalah Ltd - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Key Highlights Bank Alfalah Ltd (Bank Alfalah) is a provider of banking solutions, asset management, securities brokerage, and other financial solutions. It provides a range of accounts and deposits; consumer, SME, and corpoarate lending; debit and credit cards; trade finance; bancassurance and payroll ac...

BAHL: 'Buy' stance maintained, (AKD Daily, Dec 12, 2019)

We reiterate our Buy stance on Bank Alhabib Limited (BAHL) while incorporating management guidance on branch network (800 branches by CY20-end) and rolling over our TP to Dec’20 — Current TP: PkR93.3/sh vs. PkR97.6/sh previously. Our liking for the stock is premised upon, i) ROE remaining ~20% over the medium term vs. 18.8% of our universe, ii) new branches beginning to roll deposits, and iii) cost efficiency with cost to income falling to historical avg. of

MarketLine Department

Habib Metropolitan Bank Limited - Strategy, SWOT and Corporate Finance Report

Summary Habib Metropolitan Bank Limited - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Scope - Detailed information on Habib Metropolitan Bank Limited required for business and competitor intelligence needs - A study of the major internal and external factors affecting Habib Metropolitan Bank Limited in the form of a SWOT analysis - An in-depth view of the business model of...

Team AKD Research

Pakistan Banks: 1QCY19_Super tax overshadowing PBT growth,

AKD banking universe is set to announce its 1QCY19 results where we expect the sector to post an NPAT of PkR22.8bn for 1QCY19, down 20.6/20.8% QoQ/YoY due to one-off super tax charge on CY17 earnings (effective tax rate: 57.0% in 1QCY18 vs. 35.1/36.3% in 4QCY18/1QCY18). On a PBT basis, we expect earnings to register a growth of 19.8/17.2% QoQ/YoY driven by NIMs improvement (1QCY19 NIMs: 3.83% vs. 3.48/3.39% in 4QCY18/1QCY18), pulling-up NII by 8.3/22.7% QoQ/YoY. Potentially lower provision charge (down 26.2%QoQ, taking cue from previous 1Qs we do not expect material accretion in NPLs) and ...

1 director sold

A director at Bank Al-Habib Limited sold 47,000 shares at 82.000PKR and the significance rating of the trade was 52/100. Is that information sufficient for you to make an investment decision? This report gives details of those trades and adds context and analysis to them such that you can judge whether these trading decisions are ones worth following. Included in the report is a detailed share price chart which plots discretionary trades by all the company's directors over the last two years clearly showing Close periods where trading activity is restricted under listing rules. The n...

BAHL_CY19 Result Review, (AKD, Off the Analyst's Desk, Jan 29, 2020)

BAHL: CY19 Result Review                                                            (Inline)   ·         Bank ALHabib Limited (BAHL), in line with our expectation, reported CY19 NPAT of PkR11.1bn (EPS: PkR10.1) vs. PkR8.4bn (EPS: PkR7.6) in the corresponding period last year. The result was accompanied with a dividend of PkR3.5/sh.  ·         On a quarterly basis, 4QCY19 NPAT clocked in at PkR4.2bn (EPS: PkR3.77, +64.6%QoQ/67.0%YoY). ·         Gross Yield clocked in at 35.1% in 4QCY19, flat QoQ, however down 11.8ppt YoY which indicates that repricing cycle is not complete yet. Furt...

MarketLine Department

Bank Alfalah Ltd - Strategy, SWOT and Corporate Finance Report

Summary Bank Alfalah Ltd - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Key Highlights Bank Alfalah Ltd (Bank Alfalah) is a provider of banking solutions, asset management, securities brokerage, and other financial solutions. It provides a range of accounts and deposits; consumer, SME, and corpoarate lending; debit and credit cards; trade finance; bancassurance and payroll ac...

BAHL: 'Buy' stance maintained, (AKD Daily, Dec 12, 2019)

We reiterate our Buy stance on Bank Alhabib Limited (BAHL) while incorporating management guidance on branch network (800 branches by CY20-end) and rolling over our TP to Dec’20 — Current TP: PkR93.3/sh vs. PkR97.6/sh previously. Our liking for the stock is premised upon, i) ROE remaining ~20% over the medium term vs. 18.8% of our universe, ii) new branches beginning to roll deposits, and iii) cost efficiency with cost to income falling to historical avg. of

MarketLine Department

Habib Metropolitan Bank Limited - Strategy, SWOT and Corporate Finance Report

Summary Habib Metropolitan Bank Limited - Strategy, SWOT and Corporate Finance Report, is a source of comprehensive company data and information. The report covers the company's structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Scope - Detailed information on Habib Metropolitan Bank Limited required for business and competitor intelligence needs - A study of the major internal and external factors affecting Habib Metropolitan Bank Limited in the form of a SWOT analysis - An in-depth view of the business model of...

Team AKD Research

Pakistan Banks: 1QCY19_Super tax overshadowing PBT growth,

AKD banking universe is set to announce its 1QCY19 results where we expect the sector to post an NPAT of PkR22.8bn for 1QCY19, down 20.6/20.8% QoQ/YoY due to one-off super tax charge on CY17 earnings (effective tax rate: 57.0% in 1QCY18 vs. 35.1/36.3% in 4QCY18/1QCY18). On a PBT basis, we expect earnings to register a growth of 19.8/17.2% QoQ/YoY driven by NIMs improvement (1QCY19 NIMs: 3.83% vs. 3.48/3.39% in 4QCY18/1QCY18), pulling-up NII by 8.3/22.7% QoQ/YoY. Potentially lower provision charge (down 26.2%QoQ, taking cue from previous 1Qs we do not expect material accretion in NPLs) and ...

Ford Equity International Rating and Forecast Report

Ford Equity International Research Reports cover 60 countries with over 30,000 stocks traded on international exchanges. A proprietary quantitative system compares each company to its peers on proven measures of business value, growth characteristics, and investor behavior. Ford's three recommendation ratings buy, hold and sell, represent each stock’s return potential relative to its own country market.. The rating reports which are generated each week, include the fundamental details behind each recommendation and reflect the fundamental and price data as of the last trading day of the week...

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