Bank Tabungan Negara (P.T.): Update following rating affirmation
Our credit view of Bank Tabungan Negara (P.T.), reflecting the bank's modest asset quality and capitalization, and our assessment of support from the Indonesian government in times of need.PT Bank Tabungan Negara (Persero) Tbk. is a commercial banking group based in Indonesia. Co. focuses on its core business as a savings bank, as well as, its housing finance business. Co. offers both subsidized mortgages for middle to lower income families, and mortgages for the upper middle segment. Co. also provides various banking products and services for conventional and sharia banking services specially developed to meet the needs of Indonesian families. Co.'s service provision is supported by its operational network throughout Indonesia, including full and Post Office branches connected online, as well as ATMs.
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