Report
EUR 233.43 For Business Accounts Only

International Personal Finance plc: New issuer: global non-prime installment lender

International Personal Finance's ratings reflect its high profitability, strong capitalisation, balanced against its week asset quality and risks related to adverse regulatory changes.
Underlying
International Personal Finance plc

International Personal Finance is a holding company. Co. and its subsidiaries are a home credit and digital lending business. Co. provides unsecured consumer finance products, channels and brands. Co. has two offerings: home credit and IPF Digital. Co.'s home credit products include among others, home credit cash loans; money transfer loans; home, medical and life insurances; micro-business loans; provident-branded digital loan products; and weekly and monthly repayments. Co.'s IPF Digital products include instalment loans, revolving credit facility, monthly repayment, instalment loan terms up to four years, as well as customers served online and through selected distribution partners.

Provider
Moody's Investors Service
Moody's Investors Service

Moody's Investors Service is a leading provider of credit ratings, research, and risk analysis. Moody's commitment and expertise contributes to transparent and integrated financial markets, protecting the integrity of credit. Our ratings and analysis track debt covering more than:

  • 130 countries
    11,000 corporate issuers
    21,000 public finance issuers
    76,000 structured finance obligations



Credit ratings and research help investors analyze the credit risks associated with fixed-income securities. Such independent credit ratings and research also contribute to efficiencies in fixed-income markets and other obligations, such as insurance policies and derivative transactions, by providing credible and independent assessments of credit risk.



Moody’s default studies validate our predictive ratings. Our published research and investor briefings draw thousands of attendees each year and keep investors current with the rationale underlying our credit opinions. 

Other Reports on these Companies
Other Reports from Moody's Investors Service

ResearchPool Subscriptions

Get the most out of your insights

Get in touch