CPIC’s 3Q New Premium Growth Dropped on Regulatory Ban on Sales of Certain Products
No-moat China Pacific Insurance’s results for the first three quarters highlighted continued improvement in life insurance business mix, while first-year premium growth from the agent channel saw a sharp decline in the third quarter. We suspect this was attributable to the regulator’s introduction of Document 134 effective from October, which prohibited providing cash survival benefits within the first five years and use of universal or unit-linked products as supplement to an underlying insuran...
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