Despite Extreme Turbulence, Humana Reports Solid 2Q
Humana had a good second quarter, as it was able to expand its core Medicare membership while holding its medical costs in check. Its medical loss ratio excluding its individual book fell 180 basis points to 82.5% from year-ago levels. We find this development highly positive, especially in the context of Humana’s core Medicare membership cohort, which usually experiences a higher-than-average level of medical expenses. The company was also able to expand this book at a solid pace as total Medic...Humana is a holding company. Through its subsidiaries, the company is a health and well-being company. The company manages its business with three segments: Retail, which consists of products sold on a retail basis to individuals including medical and supplemental benefit plans, such as Medicare and state-based Medicaid Contracts; Group and Specialty, which consists of employer group commercial fully-insured medical and specialty health insurance benefits, including dental, vision and life insurance benefits, as well as administrative services only; and Healthcare Services, which includes pharmacy solutions, provider services, clinical care services, and predictive modeling and informatics services
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