SLM is a holding company. Through its subsidiaries, the company is engaged in a business which originates and services Private Education Loans Co. makes to students and their families. Private Education Loans are education loans for students or their families that are not made, insured or guaranteed by any state or federal government. The Smart Option Student Loan is the company's Private Education Loan product that focuses on in-school payment. The company's Private Education Loans include protections for the family, including loan forgiveness in case of death or permanent disability of the student borrower and study services to help students with a Smart Option Student Loan.
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