Hanover Insurance Group, Inc. (The): Diversified multiline insurer with good profitability but high catastrophe exposure
Our credit view reflects the company's good market position in US small-to-midsize commercial lines, low-to-moderate hazard specialty insurance, and personal lines businesses.
The Hanover Insurance Group is a holding company. Through its subsidiaries, the company business operations are property and casualty insurance products and services. The company markets its products and services through independent agents and brokers. The company conducts three operating segments: Commercial Lines, which includes commercial multiple peril, commercial automobile, workers' compensation, and other commercial coverages; Personal Lines, which includes personal automobile, homeowners, and other personal coverages; and Other, which provides investment advisory services to affiliates and also manages assets for unaffiliated institutions such as insurance companies, retirement plans and foundations.
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