A “quiet” economy is required to end zero interest rates

If interest rates in the euro zone are kept at zero or negative , they would end up triggering a crisis (life insurance crisis, bursting of the real estate bubble) . A drastic rise in interest rates would generate unsustainable capital losses for bond holders and a loss of borrower solvency. The only solution to end zero interest rates in the euro zone is therefore a gradual and enduring rise in interest rates (30 basis points per year for 10 years?). This requires a "quiet" economy for 10 years: No drastic rise in inflation that would require rapid rate hikes ; No decline in growth that would require an end to the normalisation of interest rates (as can be seen currently in the United States).