Report
Lam Nguyen ...
  • Tam Pham
  • Thao Nguyen

Analyst Pin-board: Banking Sector – Bad Debt Situation Seen from Recent Changes in the Real Estate Sector

  • The real estate industry has entered a period of strong adjustment, which will increase the risk of bad debt at banks with a high exposure of credit to the real estate sector, leading to a higher credit cost margin. However, the level of risk is different depending on the credit exposure of each bank to the real estate industry and the financial health of the real estate partners.
  • Bad debt from Covid-related restructured debt will increase after Circular 14 expires, but most of the banks in the recommended list will not be affected.
  • The ratio of bad debt in the coming time will continue to differentiate depending on the characteristics of each bank's customer base and the impact of the macro factors on customer groups. The K-shaped recovery pattern will continue
Provider
Viet Dragon Securities
Viet Dragon Securities

Viet Dragon Securities belongs to top 20 biggest securities companies in terms of chartered capital in Vietnam. With a qualified, dedicated and professional team, a widespread network, advanced technology, diversified products and services, and good relationship with local and foreign institutions, we provide a wide range of services and products to our clients both individuals and institutions, both local and foreign. We commit to provide our clients with promising investment opportunities and a comprehensive and professional financial investment services.

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Analysts
Lam Nguyen

Tam Pham

Thao Nguyen

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