Standard Life Aberdeen is a holding company. Through its subsidiaries, Co. is managed into following segments: Aberdeen Standard Investments, which provides a range of investment products and services for individuals and institutional customers through a number of different investment vehicles; Pensions and Savings, which provide a range of long-term savings and investment products to individual and corporate customers in the U.K., Germany, Austria and Ireland; and India and China life, which provides a range of insurance and savings products and comprise Co.'s life insurance associate in India, its life insurance joint venture in China, and wholly owned operations in Hong Kong.